It may come as a surprise to many, but insurance companies will rarely cover the kind of rehabilitation necessary to recover from brain injuries similar to those recently suffered by U.S. Representative Gabriel Giffords. Such was the case of Scott Hamilton, who was involved in a motorcycle accident a few years ago in San Francisco. According to a USA Today article, intensive rehabilitation like that now provided to Rep. Giffords, is often not covered by insurance companies.
She is one of the “lucky ones” – according to the article – because being a federal employee injured on the job, the Federal Employee’s Compensation Act covers her rehab for as long as needed.
Luckily for Scott, at the end his insurance company agreed to pay for his rehabilitation. However, as stated before, most brain injury patients are not as lucky…
About 1.7 million people suffer traumatic brain injuries each year, mostly from motor vehicle accidents, strokes, assaults, falls, gunshot wounds and accidents that happen while engaged in sports activities. On the other hand, the total cost of rehabilitation per patient is on average $162,194.00 for initial brain trauma care and $59,862.00 for two weeks of inpatient rehab. Moreover, outpatient rehabilitation can last for weeks, months or years at a cost between $600.00 and $1,000.00 a day…
An Attorney Can Help
If a person suffered a brain injury in a motor vehicle accident, as a result of a fall or even during an assault, an attorney with experience handling personal injury cases can help recover the funds necessary to provide that person with the medical care and rehabilitation he or she needs to recover.
For example, if the injury happened in a motor vehicle accident, the attorney may pursue a case against the other driver’s insurance carrier or even against his injured client’s own insurance company, if he or she had UM/UIM coverage.
Similarly, if the injury happened as a result of a slip or trip and fall accident in someone’s premises, i.e., a store, a supermarket, a mall,
etc., the attorney can help pursue a case against the owners of the premises that may lead to the recovery of the funds necessary to pay for the rehabilitation.
Moreover, even if the injury was the result of an assault that occurred,
for example, at the parking lot of a mall, or at a bar or other place of business, the attorney can help file the necessary action against the owners of such place for negligent security.
Also, if the brain injury happen as a result of an accident with a truck or an eighteen wheeler, a personal injury lawyer can file a demand against the trucking company and it’s insurance carrier, making sure to recover funds sufficient for treatment and rehabilitation.
Finally, should the brain injury be the result of a boating or jet ski accident, a personal injury attorney should be able to recover funds sufficient for all medical treatment and rehabilitation from the boat’s marine insurance carrier.
If you or a loved one have suffered a brain injury in an accident, you should immediately contact a law firm experienced in handling these cases. The Miami Dade County Personal Injury Law Offices of Greenberg, Stone & Urbano has throughout the years represented many clients involved in traffic fatalities, traumatic brain injuries and serious personal injuries. Visit our website to learn more about our firm and contact us today for a free consultation.